Understanding Your Electrical Panel Guide

April 29, 2025

circuit breaker

Understanding Your Electrical Panel: A Homeowner's Guide

Your home’s electrical panel is the nerve center of your electrical system. It directs the flow of electricity and protects your home from overloads and short circuits. Yet, many homeowners don’t know what’s inside the panel—or when it might be time for an upgrade.
Whether you’re searching for an “electrician near me,” researching whole home generators, or trying to figure out if knob and tube wiring still lurks behind your walls, this guide breaks down what every Bay Area homeowner should know.

What is an Electrical Panel?

Also called a breaker box or service panel, your electrical panel distributes power from your utility company throughout your home. It’s typically located in the garage, basement, or utility room and is made up of several key components:

  • Main Breaker: Shuts off all electricity to the home.
  • Circuit Breakers: Control individual circuits; trip to cut power during an overload.
  • Bus Bars: Distribute electricity from the main breaker to individual circuits.
  • Neutral & Ground Bars: Provide safe paths for stray currents and prevent shocks.
nachi.org main-electric-panel board diagram.

When Should You Upgrade Your Panel?

Outdated or overloaded panels pose serious safety risks. You should consider a panel upgrade if:

  • Your lights flicker or circuits trip frequently.
  • You’re installing a whole home generator or electric vehicle charger.
  • Your home still uses knob and tube wiring (common in older Bay Area homes).
  • You’re remodeling or adding new appliances that increase your electrical load.
  • The panel is 25+ years old or labeled as Zinsco, Federal Pacific, or Pushmatic—brands known for recalls and safety failures.

Pro Tip: The Consumer Product Safety Commission (CPSC) maintains a recall list for outdated electrical panels. If your panel is listed, contact a licensed electrician immediately.

Regulatory Push: Electrification and NOx Reduction

The Bay Area Air Quality Management District (BAAQMD) has adopted amendments that ban the sale of new gas water heaters by 2027 and gas furnaces by 2029 in an effort to reduce nitrogen oxide (NOx) emissions. These changes will significantly increase demand for updated panels that can support electric heat pump systems and induction appliances

Rebates & Incentives for Electrical Upgrades

Homeowners upgrading their electrical systems may qualify for rebates:

  • BayREN: Offers rebates for panel upgrades tied to home electrification.
  • California TECH Initiative: Provides incentives for heat pumps and high-efficiency electric appliances.
  • Federal Tax Credits: Available under the Inflation Reduction Act for qualifying upgrades.

Need an Electrician in San Jose or Nearby?

At Dollens Electric, we’ve helped homeowners across San Jose, Santa Clara, Campbell, Los Gatos, Saratoga, Sunnyvale, and surrounding Bay Area communities modernize their electrical systems with safety and efficiency in mind. Whether you’re planning an EV charger, adding solar, or replacing a dangerous, outdated panel, our licensed electricians deliver expert craftsmanship backed by integrity.

Call us today: (408) 929-6100 For Your Free Estimate

We accept most major forms of credit cards, including Visa and MasterCard.

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